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Hi, I'm Cynthia Howard, and I would like to introduce you to my Proven Money-Makers! That's me with a Sunburst Locust tree that I planted about 20 years ago (hmmm...showing my age a bit here).

As you can see, it was nothing but a long twig with leaves, but you should see it now - it's HUGE, and it helps me illustrate one of my favorite sayings...

"The Best Time to Plant a Tree Was 20 Years Ago.
The Second Best Time Is Now!"
...Old Chinese Proverb

Well, I didn't actually start my home-business journey until many years after that tree was planted, but my point is that there's NO TIME TO WASTE! The sooner you get started growing your business, the better, and with the economy the way it is today, there's NO BETTER TIME THAN NOW!

Listed below are companies/programs which have passed my due diligence, are currently paying as they advertise and are run by competent Admins. In addition, please scroll down to read about those programs which I Don't Recommend.

Join any of the opportunities on my website, and you will receive my help and support, including all of the Ads, Subject Lines, Emails, Banners, Lead Capture Pages, Autoresponder Letters, etc., that I use for promoting! PLUS, I will send you the link to my Getting Started Guide, that will show you EXACTLY HOW to start promoting your new business!


Resell Rights Fortune
Make Money WITHOUT Recruiting!

This is one phenomenal program. Make sure to watch the AMAZING FREE Video - it will show you an awesome "SECRET" money-making technique absolutely FREE! If you decide to join ResellRightsFortune, you will find it to be one of the best investments you'll ever make online. And, in the Member's Area, you'll find some really unique information you honestly won't find anywhere else.


The Secret Pays

The Secret Pays really IS incredible! For just $125 you get over $5,000 worth of all the hottest-selling marketing ebooks - these are truly valuable products that you can resell individually if you like, but you can make $100 Instant Cash by selling the whole package, which is much easier to do.

The marketing system for The Secret Pays is VERY effective and will get you tons of leads. You don't even need your own website or autoresponder to make money here. Everything is included with your one-time fee of $125. Once you pay this fee ($25 to the Admin, and $100 to your sponsor, you can make $100 INSTANT CASH over and over again!

Join my Secret Pays team and I'll make you several splash pages like these:

http://secretpaysbiz.com/easy.html

http://secretpaysbiz.com/areyoutired.html

http://secretpaysbiz.com/santa.html


Instant Pay Sites

Have you heard of Resell Rights? Well, here's a great program that allows you to sell the HOTTEST products online without having your own website. Everything is already set up and ready to go.

You get your own Store Front where you can sell whatever products you choose. You can see my store here: CLICK HERE to Visit My Store!

Or, you can sell each product individually. Each product is all set and ready for you to sell, complete with a YOUR PayPal Link, so you get paid INSTANTLY. New products are added every month and you can sell them or just download them for your own use. Either way, this is a great opportunity and a very easy way to make money online.


SilverSnowball    

Get beautiful silver coins shipped to your door like I do. I just love going to the mailbox and opening up that envelope every month.

Just fill out the form on my site, and you will be able to watch a short movie by Robert Kiyosaki (Rich Dad, Poor Dad), warning of the falling value of the U.S. Paper Dollar. This is really fascinating and you won't want to miss it.

The Owner of SilverSnowball, Ed Freeman, is Super Nice and Very Responsive. Overall a fantastic program for those who like coins and/or want to acquire a TRUE and VALUABLE asset. (Ed will even pay you in cash if you prefer!). Also, even though the products is American Currency, this program IS available Internationally.

Join my SilverSnowball team and I'll make you a splash page like mine:


GVO Web Hosting
The Web Host that Pays You!

If you are serious about making a living online, you really should get your own domain and web hosting, and you can read more about that here. Well, GVO (formerly wwKiosk) is the Web Host for serious marketers because it was built by and for marketers, and also includes a fantastic earning opportunity for you. I have been with GVO for about 6 years, and they just keep getting better all the time. One thing that is extremely important when it comes to web hosting is Customer Support, and it doesn't get any better than GVO.


For INSTANT Pay, CLICK HERE!


Programs I Don't Recommend

Here are some programs which I don't recommend. I don't generally recommend any HYIP programs because they are usually pure Ponzi schemes which only pay out those who get in early and know how to play the game. They know enough to get their principal out first and then play with any profits.

I don't generally recommend Paid to Surf programs as a source of income. However, they can be great for getting traffic to your website. You should consider any money you make to be a nice bonus. These programs come and go like the wind, most times taking lots of members' funds with them! NOTE: if you DO decide to join one of these programs, make sure to only spend what you can afford to lose, and get your seed money out as soon as possible.

I don't recommend any program which uses a Straight-line Matrix because they ALWAYS stall out eventually, leaving the late-comers high and dry.

I don't recommend any program which uses the Powerline Recruiting System because it is very deceptive.

I don't generally like Cyclers because you usually don't make any money until your matrix is full, meaning that YOU will have to find all 6 people yourself. WHY? Because nine times out of 10, your recruits won't do anything. Don't ask me why...that's just the way it is. And most of the time you will end up with a stalled cycler. Now, a cycler isn't always bad, as long as you get something for your initial purchase. But, most of the time you don't get anything of any real value until you complete a cycle, which means you've wasted your money.

Here are some of the programs which I have joined in the past or which I have reviewed, and which I don't recommend. There are MANY more, and in time I will list them as well, so make sure you bookmark this website now. In addition, please read my Gripe Blog for more info.

Clickbank Pirate / CB Pirate - (NOT RECOMMENDED)
I joined this program because I like some of the other sites the owners have been involved with in the past, but I quickly lost my interest when I realized the main shortcoming of this program. The problem here is that you will be building a list for the owners of this program and not yourself. This is a HUGE "no no" and that's why I cannot recommend this program. Furthermore, it is IMPOSSIBLE to get a refund here. I have been trying for over a month to no avail.

TVI Express - (NOT RECOMMENDED)
I did not join this program, and here's why...Been There, Done That, Got the T-Shirt! This program is just a Cycler on Gifting Boards, making it next to impossible for the average person to ever cycle out the top. Yes, a few will have success, but most will fail and the program will bite the dust before too long.

Success University - (NOT RECOMMENDED)The comp plan is too hard to understand and you have to balance legs. There is a startup fee of $150, and the monthly fee is $50. People drop out like flies because they can never get to the break even point.

WebProsperity - (NOT RECOMMENDED)Too much hype, not enough meat! The products are not at all impressive to me, and you will not get enough spillover to pay your monthly fees.

StealthMoneyMaker - (NOT RECOMMENDED)

UPDATE: the URL (stealthmoneymaker.com) now leads to a program called Process at Home, run by a woman who calls herself Angel Stevens. I have done some research on this program, and I DO NOT recommend you join it.

StealthMoneyMaker is owned by a guy who calls himself Alan Humphreys, for now anyway. Another program called Income4Beginners was owned by a guy who called himself Jon Davies. Income4Beginners suddenly went offline with no warning or message from Jon Davies, and all sites started pointing to StealthMoneyMaker. Alan Humphreys denies knowing anything about Income4Beginners, but he's not telling the truth. The two programs are almost identical, right down to the Terms of Service. Alan and Jon are most likely one and the same person, and that person is less than honest at the very least.

LawnChair Millionaire - (NOT RECOMMENDED)

The only people making money here are those who can recruit tons of new members. However, according to the website you can make $2,750 per WEEK doing almost nothing at all. This is total bull.

PushButtonExtreme - - (NOT RECOMMENDED)

Sister to LawnChair Millionaire. Same BULL, New Program. I'm sure there will be new one next year! Again, the ONLY people making money here are the BIG promoters at the top. You can bet they got in line way before us peons ever heard of it. The MATH is Impossible on this, and it's just deceitful to make people think they will make any money by simply "getting in line." Not Going to Happen.


Gifting Programs - (NOT RECOMMENDED)

What's wrong with Gifting Programs? Well, for starters, they are illegal. Of course, the owners and promoters will try to tell you that they are legal, because there's no law against giving away money. That's true. It is legal to give a cash gift to someone. Duh, we all know that. However, the IRS definition of Giving a Gift is intended for giving a gift to family members, friends, or even a charity, with NO expectation of EVER receiving anything in return. It is surely not meant for Organized Cash Gifting, where people are giving a monetary gift with the SOLE expectation of receiving it back ten fold! Heck, that's not even true gifting at all! Another thing I don't like about Gifting is that you do not receive anything of value for your money. Therefore, if you never make your "gift" back (what an oxymoron), which you most likely won't, then you just wasted your money. Unfortunately, many are using Gifting as a way to avoid paying taxes on income, and this is going to cause the government to intercede at some point and shut many of these programs down.


Canadian Diamond Traders (NOT RECOMMENDED)

This program/opportunity was a huge disappointment. For starters, my sponsor was off onto another program within a week of my joining! After I found out this little piece of info, he informed me of all of the things he didn't like about CDT. Ok, I know...that's not the fault of the company. Well, maybe not, but I soon found lots of things not to like about it. Most importantly, the Comp Plan is the same as lots of the Gifting Programs out on the net. Basically, it's a Board that splits every time the bottom level fills up. Therefore, chances are that you will join, and soon after your sponsor will be onto another board, leaving you behind! As experienced as I was when I joined this program, I didn't see it coming, and nobody told me it would be coming. Not only that, but I brought in a few people BEFORE I really understood how it worked. NONE of those people have cycled, or even moved up the board for that matter, and it's been two years now! Don't join this program unless you want to recruit 32 people all by yourself!


ProWealthSolutions (NOT RECOMMENDED)

The reason I can't recommend this program is because of the Marketing System they use to recruit people. It's called the Powerline System, and it is VERY deceiving to say the least. Actually, I can't recommend any program that uses the Powerline Recruiting System and I refuse to promote any program which uses it. For more on how I feel, you can read this post on my Blog.


 

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*Any reference to income generation is MY experience ONLY and does not necessarily mean you will experience the same. All business opportunities do present some risk, and there are no guarantees of income. Please do your due diligence BEFORE you put any money into anything, and understand that it is possible you will lose your money. NEVER spend more than you can afford to lose.

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