I'm Cynthia Howard, and I would like to introduce you to my Proven
Money-Makers and Honest Review website!
Listed below are companies/programs which have passed my due diligence, are
currently paying as they advertise and are run by competent Admins.
In addition, please
scroll down to read about those programs which I Don't Recommend.
NEUCOPIA! The HOTTEST Home Business
Opportunity Online TODAY!
Neucopia is the Home Business for those who
are SERIOUS about making a lot of money online!
Of course everyone wants to make a lot of money
online, right? But finding the right vehicle to allow you to do so
isn't always an easy task. There are just so many choices, like MLM
that sell Health Products, Coffee and other Gourmet Items,
Cosmetics, etc. Then there are Cyclers, and Matrix programs, and
there are Guru's out there who promote "Get Rich Quick" products by
Well, Neucopia is none of the above, because we
don't sell "lotions, potions or pills". We sell something that every
marketer online wants and needs...Internet Marketing Training.
Neucopia teaches NINJA Marketing Strategies on how to get tons of
traffic to your website, no matter what you're promoting!
Neucopia has the BEST Comp Plan going, and pays $200
Fast Start Commissions plus $100 monthly residual income! And you
can get stared for just $49.95!
One of the great things about
Neucopia (and there are many) is that we get paid WEEKLY! So, if you
join this week, you will get paid the following week. This is great
for those who need to make money quickly.
to get on my list for more info on Neucopia. Join my
Neucopia team and I will make you a Lead Capture
page like mine!
If you're looking for an
easy-to-follow, step-by-step system for making money online, this is
right up your alley. Sarah Young is a stay-at-home Mom who needed to
find a way to support herself and her seven children. She is now a
Six Figure Earner, and she will show
you EXACTLY how she does it.
Easy Simple Money Maker (ESMM) is just what its name implies.
It's as EASY as 1,2,3, and I'm not making this up. If you find yourself getting
confused by all of the hype and crap floating around on the Internet, this
SIMPLE Money-Maker will be a Breath of Fresh Air! It's inexpensive and it will
allow you to build your own list without the need for an autoresponder system.
It's owned by a great Admin who provides his members with a ton of value and
You can join for FREE, which will allow you access to all of
the FREE Traffic and other Bonuses. Or, you can upgrade to Pro for $9.95/month,
$27/year, or $37 for Lifetime Membership. I took the Lifetime membership because
it's a great deal because it allows you to make 75% commissions, whereas Free
members only make 25%.
Still, even as a FREE member, you do get to earn commissions,
AND you get a FREE Advertising Package that you can use to advertise anything
you want...just for taking a look at this awesome program.
to get on my list for more info on ESMM.
ESMM team as a Paid Member and I will make you a splash
page like mine.
The Unselfish Marketer is an
AWESOME Membership Program where you can get hundreds of PLR
products on every subject imaginable. In
fact, The Unselfish Marketer is where the Guru's get their PLR material to create
products that make them millions. I have been a member for a few
years now, have made thousands using the PLR products, and I wouldn't be without it!
beautiful silver coins shipped to your door like I do. I just love
going to the mailbox and opening up that envelope every month.
Just fill out the form on my site, and you will be able to watch a
short movie by Robert Kiyosaki (Rich Dad, Poor Dad), warning of the
falling value of the U.S. Paper Dollar. This is really fascinating
and you won't want to miss it.
The Owner of
Freeman, is Super Nice and Very Responsive. Overall a fantastic
program for those who like coins and/or want to acquire a TRUE and
VALUABLE asset. Also,
even though the products is American Currency, this program IS
SilverSnowball team and I'll make you a
page like mine:
I don't generally
recommend High Yield Investment Programs (HYIP) for several
#1: They are usually pure Ponzi
schemes which only pay out those who know how to play them right.
tend to be very volatile and come and go like the wind. You could
make a spend and then come back the next day to see how much you've
earned, and literally find the program gone.
#3. Many times these
programs are owned by Admins who are dishonest and greedy and don't
give a hoot about their members. Many times they remain anonymous or
use a fake identity.
#4. Most of the time you
don't receive anything of value for your spend, making it a total
waste for you if the program goes offline before you make any money
All that being said,
there are some High Return Passive Income Opportunities which
do provide a lot of value for the money you spend. You just have to
join knowing that you are taking a gamble, like going to a
casino...and there's nothing wrong with that as long as you are
aware of the risks.
I don't generally
Paid to Surf
programs as a reliable source of income because they don't
usually last very long. However, they can be great for
getting traffic to your website. You should consider any money you
make to be a nice bonus. These programs come and go like the wind
just like HYIP's.
NOTE: if you DO
decide to join a Paid to Surf or HYIP program, make sure to only spend what
you can afford to lose, and get your seed money out as soon as
possible. Also, look for those programs which offer a lot of value
and those which have a lot of happy members.
I don't recommend any
program which uses a Straight-line Matrix because they ALWAYS
stall out eventually, leaving the late-comers high and dry.
I don't recommend any
program which uses the Powerline Recruiting System because it
is very deceptive. The Powerline Recruiting System works by sending
email after email to you, after you join as a free member, warning
you to upgrade or else you will lose out on commissions. Once you
take the bait, and you upgrade to a paid member, you will find out
that you didn't really have any commission payments coming to you
I don't generally like
2x2 or 2x3 or any kind of traditional
Cycler because you
usually don't make any money until your matrix is full, meaning that
YOU will have to find all 6 (or whatever) people yourself. WHY? Because nine times
out of 10, your recruits won't do anything. Don't ask me
why...that's just the way it is. And most of the time you will end
up with a stalled cycler. Now, a cycler isn't always bad, as long as
you get something for your initial purchase. But, most of the time
you don't get anything of any real value until you complete a cycle,
which means you've wasted your money.
Here are some of the
programs which I have joined in the past or which I have reviewed,
and which I don't recommend. There are MANY more, and in time I will
list them as well, so make sure you bookmark this website now. In
addition, please read my Gripe
Blog for more info.
MyPCbackup/EZ Money System -
(NOT RECOMMENDED) In my research about the actual product, which is
Online PC Storage, I found that MyPCbackup is inferior at best and
terrible by most accounts. In addition, it seems that the people who
were once avid promoters are now finding out that the referral
program isn't all it was touted to be, and they aren't being paid
what they were promised.
Wealth2Xtreme - (NOT
RECOMMENDED) My anti-virus software pops
up every time I go to the website, so that's the main reason I don't
recommend this program. The warning I get states that the site
contains Malware. (Malware, short for malicious software, is
software designed to disrupt computer operation, gather sensitive
information, or gain unauthorized access to computer.) Also, I tend
to not be too fond of programs that make promises like this... Turn
a one-time $5 into $20,475.
All Inclusive Ads -
I joined this program because it claims to get you tons of traffic
to your website, all without you having to do a thing but give them
the URL of the website you want to promote. I used this service for
one month and received very little traffic and got NO results. If
you want to read more detail about my experience with AIA, read
Clickbank Pirate / CB Pirate -
I joined this program because I like some of the other sites the
owners have been involved with in the past, but I quickly lost my
interest when I realized the main shortcoming of this program. The
problem here is that you will be building a list for the owners of
this program and not yourself. This is a HUGE "no no" and that's why
I cannot recommend this program. Furthermore, it is IMPOSSIBLE to
get a refund here. I have been trying for over a month to no avail.
TVI Express -
I did not join this program, and here's why...Been There, Done That,
Got the T-Shirt! This program is just a Cycler on Gifting Boards,
making it next to impossible for the average person to ever cycle
out the top. Yes, a few will have success, but most will fail and
the program will bite the dust before too long.
Success University -
(NOT RECOMMENDED)The comp plan is too hard to
understand and you have to balance legs. There is a startup fee of
$150, and the monthly fee is $50. People drop out like flies because
they can never get to the break even point.
(NOT RECOMMENDED) Too much hype, not enough meat!
The products are not at all impressive to me, and you will not get
enough spillover to pay your monthly fees.
UPDATE: the URL (stealthmoneymaker.com) now
leads to a program called Process at Home, run by a woman who calls
herself Angel Stevens. I have done some research on this program,
and I DO NOT recommend you join it.
owned by a guy who calls himself Alan Humphreys, for now anyway.
Another program called Income4Beginners was owned by a guy who
called himself Jon Davies. Income4Beginners suddenly went offline
with no warning or message from Jon Davies, and all sites started
pointing to StealthMoneyMaker. Alan Humphreys denies knowing
anything about Income4Beginners, but he's not telling the truth. The
two programs are almost identical, right down to the Terms of
Service. Alan and Jon are most likely one and the same person, and
that person is less than honest at the very least.
LawnChair Millionaire -
The only people making
money here are those who can recruit tons of new members. However,
according to the website you can make $2,750 per WEEK doing almost
nothing at all. This is total bull.
- (NOT RECOMMENDED)
Sister to LawnChair
Millionaire. Same BULL, New Program. I'm sure there will be new one
next year! Again, the ONLY people making money here are the BIG
promoters at the top. You can bet they got in line way before us
peons ever heard of it. The MATH is Impossible on this, and it's
just deceitful to make people think they will make any money by
simply "getting in line." Not Going to Happen.
Programs - (NOT
What's wrong with
Gifting Programs? Well, for starters, they are illegal. Of course,
the owners and promoters will try to tell you that they are legal,
because there's no law against giving away money. That's true. It is
legal to give a cash gift to someone. Duh, we all know that.
However, the IRS definition of Giving a Gift is intended for giving
a gift to family members, friends, or even a charity, with NO
expectation of EVER receiving anything in return. It is surely not
meant for Organized Cash Gifting, where people are giving a monetary
gift with the SOLE expectation of receiving it back ten fold! Heck,
that's not even true gifting at all! Another thing I don't like
about Gifting is that you do not receive anything of value for your
money. Therefore, if you never make your "gift" back (what an
oxymoron), which you most likely won't, then you just wasted your
money. Unfortunately, many are using Gifting as a way to avoid
paying taxes on income, and this is going to cause the government to
intercede at some point and shut many of these programs down.
Canadian Diamond Traders (NOT
This program/opportunity was a huge
disappointment. For starters, my sponsor was off onto another
program within a week of my joining! After I found out this little
piece of info, he informed me of all of the things he didn't like
about CDT. Ok, I know...that's not the fault of the company. Well,
maybe not, but I soon found lots of things not to like about it.
Most importantly, the Comp Plan is the same as lots of the Gifting
Programs out on the net. Basically, it's a Board that splits every
time the bottom level fills up. Therefore, chances are that you will
join, and soon after your sponsor will be onto another board,
leaving you behind! As experienced as I was when I joined this
program, I didn't see it coming, and nobody told me it would be
coming. Not only that, but I brought in a few people BEFORE I really
understood how it worked. NONE of those people have cycled, or even
moved up the board for that matter, and it's been two years now!
Don't join this program unless you want to recruit 32 people all by
The reason I can't
recommend this program is because of the Marketing System they use
to recruit people. It's called the Powerline System, and it is VERY
deceiving to say the least. Actually, I can't recommend any program
that uses the Powerline Recruiting System and I refuse to promote
any program which uses it. For more on how I feel, you can read this
post on my
reference to income generation is MY experience ONLY and does not necessarily
mean you will experience the same. All business opportunities do present some
risk, and there are no guarantees of income. Please do your due diligence BEFORE
you put any money into anything, and understand that it is possible you will
lose your money. NEVER invest more than you can afford to lose.